Archive for May, 2010

Smart Debt Manager And The Unsecured Debt Consolidation Loan

asked:




Ray
 

Should I take out a loan to reduce credit card debt?

jocundity5 asked:


I was thinking about taking out a personal loan to pay off some of my credit card debt (about 13k). The loan would be at lower interest than my current credit cards. Should I do this, or are there any other suggestions?

Edwin
 

Where can I consolidate to one loan payment with high debt to income ratio?

jana_mcnutt asked:


I have good credit in the 600′s, I just have a high debt to income ratio. I have about 4 personal loans I want to consolidate. One is already with Prosper, so that is out. I just want to have one payment. My debt for these loans is about $20,000. I am not a homeowner either.

Kathy
 

If take out a debt consolidation loan secured through your home will that affect if we try to refinance mortg?

Stephanie B asked:


needing to consolidate credit card debt. but would like to in future refinance home soon. will it cause a problem with refinance if secure with home?

Holly
 

Can you get a loan on a house if you have a lot of student loan debt?

lanore asked:


I am going to be going to school and taking out student loans. Can me and my husband still get a loan for the house.

Alan