finance debt loans – consolidate

Question by sl2ll: Is there anywhere to get a loan with horrible credit, but good income? I want to consolidate debts. ?
I have made big financial decisions in the past, but want to repair my credit and consolidate bills. I have a good work history (over 11 years) at a good paying job. $ 15,000 would get me whole out of debt and not hurt my budget to repay, but I can’t find a loan company that will help. I would level agree to direct debit from my payroll to ensure repayment to the lending agent, but get turned down when I apply. I would appreciate any suggestions.

Best answer:

Answer by cutter72
Chapter 7 bankruptcy…best bet

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Question by Ryan K: If I get divorced, and my wife has huge student loan debts, do I have to pay 1/2 off?
We did have a prenup, and the student loans were included that she owed. I did not have loans, and actually had a sizable amount of money. If we get a divorce, I know we’ll have to just about split whatever we have made since marriage, but does the debt behave just like having money? (AKA if she had the debt prior to marriage, then she has it post marriage)?Thanks.

Best answer:

Answer by Molly F
If it was in your prenup that those were her debt, then you shouldn’t have any problem. Furthermore, the loan should be in her name alone and the investment from the lending is not going to be a benefit to you after the divorce, so common sense would tell me that you wouldn’t have to worry about it. But, of course, that’s common sense, not the law.

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Question by Cherly G: Does anyone know if it is possible to wipe your credit card and loan debts, as i saw on Panorma?
on panorama a matched wiped over 100k of debts due to flaws in the credit agreements, does anyone know how you do this?

Best answer:

Answer by Slimick
Impossible….they’ll probably take your money and run. I seriously doubt that anyone would win a battle with a multi-billion dollar credit card giant over a technicality in a credit card agreement. Other than paying it off yourself, there are only two ways to eliminate credit card debt:Chapter 7 BK….or debt settlement…which is risky managing of deliberately letting your account default to negotiate settlements.

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(PRWEB) June 14, 2004

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Question by Josh F: Should I consolidate my student loans before my 6 month grace period?
I am now running full-time and although I’m not making a ton of money; would it be in the best interest of me to consolidate my loans and commencing paying them away today rather than later?Also, does anyone know how you go about getting the bills from your lent sent to you earlier than the 6 month period so that I tin take them with me to the bank and set up a consolidated loan?Thanks in advance for any responses : )

Best answer:

Answer by purelluk
If you want to consolidate them now, you will have to get a form from the loan company asking that they be put in repayment status. The only benefit for consolidating now is doing it to beat the interest rate hike. I don’t believe the interest rate changes until next summer, so there shouldn’t be a rush on doing it nowadays. You can ever make payments (however much you want) before they are due.

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