Archive for the ‘Renting & Real Estate’ Category

Is student loan debt taken into consideration when a landlord approves a tenant for leasing an apartment?

Fiona432 asked:


I’m a recent college graduate with a steady income and a student loan that is not in default. I’m looking to lease an apartment, and I heard that landlords are not allowed to count student loan debt against a person when evaluating their credit and debt. Is this true?

Stephanie
 

If you get a debt consolidation loan does it count against you when you apply for a mortgage later?

homer_a_d asked:


This is a question re Canadian mortgages.

Carol
 

can you get a house loan that takes in your other debt?

tmfogle asked:


A friend told me that her husband and her got their other debt consolidated into their home loan. I am interested to find out about programs like this.

Peggy
 

is it possible to use a home loan to pay off credit card debt?

Matt H asked:


I have a total of $7000 of credit card debt with a high interest rate. I would like to buy a house but cannot afford both the credit card payment plus a house payment. I have an excellent credit score with all three agencies.

Is it possible to obtain a home loan that I could use to pay off the credit card debt? If so, any advice?

Rosemary

 

Can a person who makes $51K a year and some debt get a $112K house loan?

ABC123 asked:


$51K a year salary
$50K student loans
$5K credit card debt
$14K car loan…

Can one person with that debt level and a good credit score get a house loan? He’s a veteran.

Cody