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How can I get out of paying back student loan debt?
Posted on July 23rd, 2010 7 commentsDonny B asked:
I filed banctruptcy but still owe 25000 in student loans. I can’t afford the minimum payment and they are about to garnish my wages.
GabrielConsolidating Private Student Loan Minimum Payment, Student Debt, Student Loan Debt, Student Loans, Wages7 responses to “How can I get out of paying back student loan debt?”

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Emigrate.
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torchwoodterror July 27th, 2010 at 14:23
You can’t. Used to be able to file bancruptcy but all the other deadbeats ruined it for you.Have you thought of a second job?
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Robert F July 30th, 2010 at 22:51
Die
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bouncyfun1 August 2nd, 2010 at 21:01
In most (if not all) states, it’s illegal to garnish your wages for student loan debt. They can garnish anything the government owes you, like federal tax refunds and even Social Security.
It’s likely your student loan debt was sold to a collection agency for pennies on the dollar, and that’s who is threatening to garnish your wages. It’s illegal for a collection agency to threaten to garnish your wages for student loan debt, but they do it all the time. NCO Financial is notorious for it. Google it if you don’t believe me.
If you really want to take ‘em to the mat, get an attorney and make them answer to the illegal practice of threatening to garnish your wages for student loan debt.
Go get ‘em!
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Chris B August 5th, 2010 at 15:34
Well guess what? If you couldn’t do it in bankruptcy you’re going to have to pay it back! You’ll probably have to get another job just to cover it. By the way, they certainly can garnish your wages…she is WRONG!
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Found-1 August 8th, 2010 at 05:26
It’s time to get a second job. And yes, they CAN garnish your wages and take your income tax returns.
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tngandhkm August 11th, 2010 at 06:12
Do not be mislead, employers can indeed garnish wages to collect student debt on behalf of lenders. The government even tells them how to do it here
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colder_in_minnesota July 25th, 2010 at 05:42