finance debt loans – consolidate

Question by esha_3577: My FICO score is 397. Is there any unsecured loan I can get to help pay off debts?
I would love to better my credit, but I need loan to assist pay off some debts to do this. Is there any loan I could receive since I have poor credit hiostory?

Best answer:

Answer by RAY
It’s very unlikely… a lending isn’t going to help you. What’s the difference if you pay your charge slowly or repay the lending late??? Start working today on a plan to either increase income, decrease expenses or combination of both.

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Question by Chris: Are there any investors or lenders who consolidate all of a person’s debts into one long term loan?
I did the math earlier and I owe something like $ 381,000 in total debts, including home, car, student loans, and credit cards. The biggest chunks of that are home and student loans. My credit currently stinks because of overwhelming payments, but if I consolidated all of that debt into one amount and set a reasonable interest rate, my payments suddenly become affordable. Does anyone do that?

Best answer:

Answer by Jay S
Hard to see anyone doing it unless that amount amount would fit inside the equity of your home or some other collateral to back it up.

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Question by Kate: I am currently unemployed & had accumulated some amount of unsecured debts, how do I get a loan?
I have some amount of unsecured debts & the high interest rates is killing me. I am thinking of getting a loan to pay it off but I am currently unemployed & wouldn’t want my spouse to get involved. Although, I am receiving monthly allocation from my spouse. The question is, Can I get a loan with a considerable interest rates that will not get me break? Help please… Thanks a lot!

Best answer:

Answer by MadMan
Sorry but no. No one will give you a loan while you are unemployed.

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Question by Asif fan: How can I get an interest-free personal loan to consolidate my debts?
If anyone knows of anybody who could offer this to me delight let me know. Thanks.

Best answer:

Answer by danna_bill@sbcglobal.net
try to pay down your high interest debt. Forget the loan, It will just put you futher in debt. Watch what you spend, and cut down on what you buy. Good luck

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Question by nikkibeany1: How can I consolidate mine and my husbands debts?
I’m trying to fix my credit, as well as my husbands. What’s the best way to consolidate both of our debt? Should we do it separately? Or joint? His debt is much larger than mine, but my credit score is much worse than his… I don’t level know where to begin. Can anyone give me advice?

Best answer:

Answer by dolly d
research for a debt-consolidation company(research being the key word hither)there some out there that will take your cash,and mislead you—b-carefull

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