Fiona432 asked:


I’m a recent college graduate with a steady income and a student loan that is not in default. I’m looking to lease an apartment, and I heard that landlords are not allowed to count student loan debt against a person when evaluating their credit and debt. Is this true?

Stephanie

bitchslappedtv asked:

debt is a real pisser, degree or not

Charlie

Angel asked:


I want to know my chances of getting a student loan with credit card debt

Tommy

anonymous asked:


I am going back to school and I have accumulated alot of debt from school loans. Do they look at school loan debt the same as any other debt? Will my credit and income play a big role and make up for all the debt?

Edna

Uzair Arshad asked:




Debt Settlement programs are helpful for you to reduce the hardship of all your financial difficulties. Student Loans can also be settled down by negotiation. Every one,who acquires any education loan, intends to repay loans. But sometimes after the end of study period, we find the debt amount different than we bargained for.

Then student debt settlements programs can help you. Through these programs you can get more money for paying your educational obligations.

Unsecured Debt

College loan is considered to be an unsecured debt. Although Federal student loans are also the unsecured one, but they are almost impossible to settle. As a student, you definitely want to get big college degrees. And many people owe thousands of dollars for their study completion.

When amount of loans goes beyond the capacity. Then naturally, these people seek for study loan debt resolution settlements. There are also many persons who started their course after getting loans but did not come to a fare well. These people also want debt resolution settlement.

Student loan debt resolution settlements are not made for persons to default on debts.If a student can pay his obligations through reliable resource. Then he should do the same. the best way to tackle with your student loans is to consolidate them or refinance it through any company.

Student Loan Debt Settlement Companies

Debt Settlement Agencies mostly have the experience of working with credit cards companies. They have well knowledge of dealing with such loan matters. So you should consult them and negotiate with them. Make sure that all the points are clear on both sides. You must know what you are signing and whether they are really willing to settle your loan. Many companies are also there which offer student loan forgiveness plans. Consider them too.

Jill

Cute Little Mouse asked:


was it easy to pay off?

Lucille

Possibilities asked:


Is a student loan considered good long-term debt that making payments to will increase your credit? Or is it only things like houses and car loans?

Tyrone

Heather asked:


I’m single without any kids.

Phyllis

Max Bellamy asked:




Student loan debt may well be a low interest debt and many people argue that it is tied on to an asset that steadily appreciates but the truth of the matter remains that it is indeed a tough payment to make month on month at the outset of your career. There is some good news however because there are now a number of smart strategies that you can use in order to push down your bill. With some wise decisions you can even be in a position to pay off your loan well ahead of the scheduled time. This could help you to free up your cash for other long-term goals that you may have in mind.

In order to erase your student debt loan you might want to keep a few steps in mind. The first of those steps would be to consolidate your loans. Today we find ourselves in an environment that has favorable interest rates to offer. As a result anyone who is looking to eradicate their student debt should first seriously consider the option of loan consolidation. This move will allow you to wrap up your existing federal loans into one single loan that has a low interest. The extra savings that you make can then be applied towards the principal amount on your loan. This could really help you to put your debt behind you much faster.

Another step you might want to give good thought to would be building up a nest egg. It is advisable that you get creative with some kind of long term tool for savings. Roth IRAs would be a good way to start as their earnings grow in your account tax free.

The third and very important step to erasing your student debt loan would be to use to your advantage every kind of tax deduction that is available. Then you can apply whatever savings you make towards your loan repayment and thus be in a more comfortable position. With a few wise decisions and some frugal spending habits you can be successful in erasing your student debt loan at the earliest.

Suzanne

alextreerat asked:


I got a letter saying that because i defaulted on my loans, that the Treasury Offset was going to take money from me to pay the loans back.

I understand that they’re likely going to take away from my income tax return, but will I at least have my regular income ie..my weekly checks from work to pay my bills and to eat?

Thanks.

Adrian